33981 ZIP Code — Port Charlotte, FL

Charlotte County, Florida

ZIP code 33981 is located in Port Charlotte, Florida, within Charlotte County. It covers approximately 45.44 square miles and serves a population of 14,330 residents. This is a po box ZIP code in the Eastern (ET) timezone, served by area code 941.

About ZIP code 33981

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $319,400. Owner-occupancy is high at 89%, well above the national average.

Median household income is $66,708. 62% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 33981 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

14,330

population

45.44

sq mi land

PO Box

ZIP type

Eastern (ET)

timezone

33981 ZIP code map

Cities in ZIP code 33981

Below are the cities the US Postal Service accepts for ZIP code 33981. Using any city not on this list may result in mail delivery delays.

City	Status
Port Charlotte	Acceptable
Port Charlotte	Acceptable

Demographics updated 05/2026

Population
Total population	14,330
Population density	315 / sq mi
State FIPS	12
County FIPS	015

Geography
Land area	45.44 sq mi
Water area	11.86 sq mi
Latitude	26.9301
Longitude	-82.2154
Timezone	Eastern (ET)
Area code	941

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.2%	47.0%	43.4%
$50k – $100k	35.5%	33.2%	30.8%
$100k – $200k	15.9%	15.5%	19.3%
Over $200k	2.5%	4.3%	6.4%

Demographics & statistics

14,330

Population

315

People per sq mi

60.8

Median age

$66,708

Median household income

$35,340

Per capita income

$319,400

Median home value

$1,385

Median monthly rent

89.3%

Home ownership

11.6%

Poverty rate

1.9%

Unemployment

6,816

Housing units

25.4%

Bachelor's or higher

Age distribution

Male Female

196

Under 5

189

357

5–9

345

203

10–14

197

215

15–19

209

128

20–24

123

660

25–34

638

578

35–44

559

613

45–54

594

586

55–59

567

824

60–64

798

1,780

65–74

1,724

878

75–84

849

264

85+

256

← Male

Female →

Age summary

Group	Count	%
Under 18	1,790	12.5%
18 and over	12,540	87.5%
65 and over	5,751	40.1%
Median age	60.8 years

Race & ethnicity

White 90.7%

Two or more races 3.1%

Hispanic or Latino 2.3%

Black or African American 1.8%

Other race 1.1%

Asian 1%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	13,292	90.7%
Two or more races	450	3.1%
Hispanic or Latino	331	2.3%
Black or African American	267	1.8%
Other race	166	1.1%
Asian	141	1%
Native Hawaiian / Pacific Islander	14	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.2%	47.0%	43.4%
$50k – $100k	35.5%	33.2%	30.8%
$100k – $200k	15.9%	15.5%	19.3%
Over $200k	2.5%	4.3%	6.4%

Under $10k 3.9%

$10k–$15k 5.0%

$15k–$25k 6.6%

$25k–$35k 5.3%

$35k–$50k 15.4%

$50k–$75k 21.2%

$75k–$100k 14.6%

$100k–$150k 17.6%

$150k–$200k 5.5%

$200k+ 4.9%

Range	% of households
Under $10k	3.9%
$10k–$15k	5.0%
$15k–$25k	6.6%
$25k–$35k	5.3%
$35k–$50k	15.4%
$50k–$75k	21.2%
$75k–$100k	14.6%
$100k–$150k	17.6%
$150k–$200k	5.5%
$200k+	4.9%
Median income	$66,708

Housing

Home values

Under $50k 4.1%

$50k–$100k 2.0%

$100k–$150k 9.2%

$150k–$200k 7.9%

$200k–$300k 22.6%

$300k–$500k 31.4%

$500k–$1M 21.0%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$319,400
Median rent / month	$1,385
Owner occupied	89.3%
Renter occupied	10.7%
Vacant	18.1%
Single-family detached	84.1%
Large apartment buildings	0.9%
Mobile homes	12.2%
Median rooms	5.5
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	2.1%
2010–2019	18.5%
2000–2009	25.2%
1990–1999	15.8%
1980–1989	20.8%
1970–1979	16.6%
1960–1969	0.6%
1950–1959	0.2%
1940–1949	0.3%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.8%
2 bedrooms	28.9%
3 bedrooms	57.8%
4 bedrooms	10.8%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.2%
1 vehicle	33.8%
2 vehicles	48.0%
3 or more	18.0%

Heating fuel

Fuel type	%
Utility gas	1.3%
Electricity	93.9%
Propane / LP gas	0.9%
Solar	1.1%
No fuel used	2.7%

Households & families

Household type	Count	%
Married-couple family	3,879	63.4%
Cohabiting couple	485	7.9%
Male householder, no spouse	668	10.9%
Female householder, no spouse	1,089	17.8%
Households with children under 18	1,016	16.6%
Households with seniors (65+)	3,816	62.3%
Average household size	2.34

Marital status

Status	Male	Female
Never married	17.3%	13.4%
Married	67.9%	61.8%
Separated	0.3%	0.9%
Widowed	3.1%	16.2%
Divorced	11.5%	7.7%

Education

Less than 9th grade 3.4%

Some HS, no diploma 3.7%

HS graduate 34.2%

Some college, no degree 22.6%

Associate's degree 10.7%

Bachelor's degree 15.0%

Graduate / professional 10.4%

Metric	%
HS diploma or higher	92.9%
Bachelor's or higher	25.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	74	4.1%
Kindergarten	53	3.0%
Elementary school	884	49.6%
High school	401	22.5%
College / grad school	372	20.9%

Employment

Industry of employment

Education & healthcare 19.0%

Professional & management 14.1%

Retail trade 12.1%

Arts, food & hospitality 11.7%

Construction 10.2%

Finance & real estate 7.8%

Public administration 6.5%

Other services 6.0%

Transportation & utilities 4.2%

Manufacturing 3.8%

Wholesale trade 2.2%

Agriculture & mining 1.2%

Information 1.2%

Occupation

Category	%
Management, business & arts	28.8%
Service	28.6%
Sales & office	21.2%
Natural resources & construction	10.9%
Production & transportation	10.5%

Employment type

Type	%
Private sector	73.2%
Government	13.8%
Self-employed	12.2%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	75.4%
Carpool	5.7%
Public transit	0.0%
Walk	0.2%
Work from home	17.6%
Other means	1.1%
Avg commute (minutes)	29.2

Poverty

All people 11.6%

Under 18 years 18.9%

18 and over 10.6%

Married-couple families 10.1%

Female-led households 15.5%

Income support

Source	% of households
Social Security	61.6%
Retirement income	49.2%
Supplemental Security	3.1%
Cash public assistance	3.2%
Food stamps / SNAP	6.5%

Health indicators

Condition	%
Obesity	29.4%
High blood pressure	40.4%
High cholesterol	39.4%
Diabetes	12.0%
Heart disease	9.5%
Stroke	4.2%
Asthma	8.5%
Arthritis	32.0%
Kidney disease	3.8%
Pulmonary disease	10.4%
Cancer	9.6%

Behavior / access	%
Smoking	18.3%
Binge drinking	13.1%
No physical activity	26.9%
Less than 7 hrs sleep	31.5%
Depression	18.8%
Fair or poor health	16.5%
Poor mental health	13.9%
Poor physical health	13.0%
No health insurance	16.3%
Visited doctor (checkup)	77.3%
Visited dentist	64.1%
Cholesterol screening	93.7%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,516	12.1%

Disability	%
Any disability	19.2%
Under 18	12.7%
18–64 years	16.1%
65 and over	25.0%

Health insurance coverage

Type	%
Private insurance	62.4%
Public insurance	51.4%
No insurance	11.5%
Uninsured under 19	11.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,945	97.3%
Spanish	124	0.9%
Other Indo-European	80	0.6%
Asian & Pacific Islander	0	0.0%
Other languages	44	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,544	94.5%
Born in same state	13,493	94.2%
Born in different state	2,741	19.1%
Foreign born	51	0.4%
Naturalized citizen	786	5.5%
Not a US citizen	539	68.6%

Ancestry

Ancestry	Count	%
Italian	2,685	18.7%
Arab	2,546	17.8%
French	1,504	10.5%
English	235	1.6%
Polish	203	1.4%

Ancestry	Count	%
Dutch	43	0.3%
Irish	36	0.3%
German	23	0.2%
Norwegian	13	0.1%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 33981

What city is ZIP code 33981 in?

ZIP code 33981 is primarily assigned to Port Charlotte, Florida.

What county is ZIP code 33981 in?

ZIP code 33981 falls within Charlotte County, Florida.

Does ZIP code 33981 have an older population?

40% of residents in ZIP code 33981 are 65 or older, above the national average of ~17%.

Does ZIP code 33981 have a large retiree population?

62% of households in ZIP code 33981 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 33981 mostly owner-occupied?

89% of occupied units in ZIP code 33981 are owner-occupied, well above the national average.

Does ZIP code 33981 have a large veteran population?

12% of civilians in ZIP code 33981 are veterans, above the national average of ~7%.

What timezone is ZIP code 33981 in?

ZIP code 33981 observes the EST timezone.